Meet the Team of Professionals

James & Pamela Allara

James and Pamela Allara bring decades of combined experience to the insurance and financial services industry. James, originally from the Bronx, transitioned from a successful career in business management to financial services in 2016, helping over 3,000 families and training new planners nationwide. Pam, a graduate of the School of Visual Arts in NYC, built an international career in advertising before moving to Arizona with James. She is now a licensed Life and Health Insurance Agent, AHIP Certified, and a member of the American Association of Notaries, specializing in insurance, retirement, and estate planning since 2016.

Owner of The Allara Group

Chris Pechac

Chris is helping people all over the United States achieve total financial security - especially a worry-free retirement. By guiding them through a self-assessment of their financial condition, objectives and priorities. And from that information, together we create an action plan that assures them they will remain on the right track for as long as they live. There is no charge for this service and no obligation to purchase anything. And it can usually all be done in as little as 48 hours.

Erik Hazzard

Based in sunny Tampa, Florida, Erik is a dedicated insurance agent committed to helping individuals, families, and businesses protect what matters most. With a focus on personalized service and trusted guidance, he specializes in ,tax free retirements, Estate planning, trusts, plus life, health and business insurance solutions tailored to each client’s unique needs. Known for his integrity, expertise, and local knowledge, Erik takes pride in building long-term relationships and providing peace of mind across the Gulf Coast community.

Kristina Gaffney

Kristina Gaffney brings a deeply personal understanding of the importance of financial protection and long-term planning.

After losing her first husband at the age of 33, with two young children at home, the life insurance policy they had purchased provided the stability that allowed her family to move forward during an incredibly difficult time.

Following a successful career as an executive in the software industry, Kristina was inspired to build a business of her own. Today, she is dedicated to helping families safeguard their financial futures and plan strategically for retirement, combining her personal experience with professional expertise and empathy.

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